INDIVIDUAL PRODUCTS
Heartland Financial Security Group's investment representatives will work with you to evaluate your personal objectives and life goals. Our individual asset management products include stocks, bonds and mutual funds; traditional and Roth retirement accounts; asset allocation; and fixed and variable rate annuities.
PERSONAL LlFE AND HEALTH INSURANCE
Heartland Financial Security Group also assists individuals with their personal life and health insurance needs. Our individual insurance programs include term life, permanent life, disability income and long-term care, as well as healthcare coverage. We also offer a full range of discounted and voluntary insurance programs that promote wellness.
GROUP HEALTH AND LIFE INSURANCE
Providing the best group benefit plans for your employees is just good business. Let us help you with your group life and health insurance programs including health savings and reimbursement accounts, group dental, vision, executive and voluntary benefits. Call us to discuss our turnkey wellness, consumer-directed and association health programs. |
|
PENSION AND 401(K) PLANS
In our pension and 401(k) plans, our experts address five critical issues:
 Qualified plan design
Making the maximum contribution available to you and your employees
Investment quality
Making recommendations on more than 500 funds from various fund families selected for performance and the highest Morningstar ratings in the industry. Brokerage options are available for purchase of any kind of security.
Plan costs
Finding the most competitively priced programs with low-cost fund management and administrative fees.
Participant investment advice
Offering managed accounts and free online advice to all participants in the plan, to maximizing investment returns and minimizing risk.
Fiduciary responsibilities
Providing investment platforms from carriers who offer fiduciary protection for plan sponsors regarding investment selections, monitoring and reporting required by law.
|
