Savings & CD's
Heartland Savings
Watch your balance grow with this interest earning savings account. Perfect for those savings for a vacation or emergency fund, or for the young savers who are just getting started.- $25.00 Minimum to Open
- $5.00 Monthly Service Charged Waived Until Age 19 or With $200.00 Daily Balance
- View Savings Rates
- Online Banking with FinanceWorks™, Powered by Quicken®
- Mobile Banking & Alerts
- eStatements Available
- Access to Nationwide Surcharge-Free MoneyPass ATM Network

Certificates of Deposit (CD's)
When you take advantage of Heartland Bank’s fixed-term certificates of deposit, the money you invest collects interest each month in a safe and secure account. It’s a smart way to save.
View CD Rates
Heartland Money Market
The more you save, the more you earn with our Heartland Money Market tiered rate account. Plus, enjoy convenient access to your money and limited check writing.
- $1,000 Minimum to Open
- $20.00 Monthly Service Charged Waived With $1,000.00 Daily Balance
- View Money Market Rates
- Online Banking with FinanceWorks™, powered by Quicken
- Mobile Banking & Alerts
- eStatements Available
- Access to Nationwide Surcharge-Free MoneyPass ATM Network

Health Savings Account
Health Savings Accounts are tax-exempt savings accounts used in conjunction with high-deductable health insurance plans to assist in lowering healthcare costs.
- $50.00 Minimum to Open
- $25.00 Annual Service Charge
- View Health Savings Account Rates
- HSA earnings are tax-deferred
- HSA contributions are tax deductible
- Unused HSA assets may be used for retirement*
* subject to 10% penalty until HSA beneficiary turns 65; subject to income taxes if not used for qualified medical expenses









