Compare Personal Money Market Accounts
| Features & Benefits | Heartland Money Market | Heartland Preferred Money Market | Heartland Premier Money Market | Heartland Elite Money Market |
| Minimum to Open | $1,000 | $1,000 | $1,000 | $5,000 |
| Checking Account Required | No | Yes | No | No |
| Interest Calculation | Compounded daily, credited monthly | Compounded daily, credited monthly | Compounded daily, credited monthly | Compounded daily, credited monthly |
| Interest Earned | Earns interest on entire balance each day balance is $1,000 or more | Earns interest on entire balance each day with no minimum balance | Earns interest on entire balance each day balance is $1,000 or more | Earns interest on entire balance each day balance is $1,000 or more |
| Interest Tiers | $1,000 - $9,999 | $1,000 - $5,000 | $1,000 - $4,999 | $1,000 - $24,000 |
| $10,000 - $24,999 | $5,001 - $25,000 | $5,000 - $9,999 | $25,000 - $49,999 | |
| $25,001 - $49,999 | $25,001 - $50,000 | $10,000 - $24,999 | $50,000 - $74,999 | |
| $50,000 + | $50,001 - $150,000 | $25,000 + | $75,000 + | |
| $150,001 + | ||||
| Minimum Balance to Obtain Annual Percentage Yield | $1,000 | None | $1,000 | $1,000 |
| Monthly Fee | $10 | $10 | $10 | $10 |
| How To Avoid Monthly Fee | Maintain at least $1000 daily balance | Maintain at least $10,000 daily balance | Maintain at least $1000 daily balance | Maintain at least $5000 daily balance |
| Free Online Banking | Yes | Yes | Yes | Yes |
Federal regulations allow no more than six preauthorized automatic, telephone, or internet transfers (to a third person or to another account of the depositor) per monthly statement cycle, including those made by check, draft, debit card, or similar order to third parties. There are no limitations on the number of withdrawals from your account in person or through an ATM.
